final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE);
Assert.assertNotNull(savingsProductID);
SavingsAccountHelper savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final Integer savingsId = savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);